If you started university between 1998 and 2012, or since then in Scotland and Northern Ireland, you'll have a Plan 1 student loan. While much is written about whether those with savings should overpay the current English Plan 2 student loans, there's little out there about Plan 1. I wanted to change that, so here's a video explaining how to decide...
Marketing. When operating as a consultant, you won’t necessarily be marketing your company; you’ll be marketing yourself. You’ll have to “package” yourself in a way that makes people trust you. For instance, if you’re marketing yourself as a financial consultant, ask yourself why someone would trust you with their life savings, and then figure out a way to convey that to potential clients. It might be in the form of a brochure, a portfolio, a sales letter, or all three.
5. Fiverr – Fiverr is a great place to make a few bucks or spend a few bucks if you need some of the services people offer. Basically, everything is $5. You either pay $5 or charge $5. They call them “gigs.” You can offer your services however you choose. If you sell art and you’re fine selling pieces for $5 each, that’s a gig. If you’re a graphic designer and you want to offer your services for $10/hour, simply offer a 30 minute gig. If they need two hours of graphic design, they pay you $20, or $10/hour by buying four gigs.
Equipment. The largest, and most important, piece of equipment that you’ll need is a high-quality sewing machine. They can range in price from about $2,000 up to $6,000, and you’ll want the best one that you can afford. Other pieces of equipment will vary, depending on what you want to specialize in. For instance, if you intend to make custom draperies, you’ll need a serger, and a drapery steamer.
– Project Payday is one of those sites that has testimonials of people who have earned thousands of dollars by getting paid to get trial offers. I’m not saying you’ll earn thousands, but it is legit and you can earn some extra cash. They assume that by paying you to do a free trial, you’ll either like the product and purchase it, or forget to cancel the trial and get charged for it. If you can keep track and cancel before you get charged (if you don’t want the product), then this is a great site for making some money.
It's as important to prepare for a work at home job interview as it is to prepare for an interview for a job where you will be working on-site. Before your interview, review work at home interview tips, the types of job interviews you may participate in, what to wear to an in-person job interview if you need to attend one, and examples of interview questions and answers.
Over the past 8 years, more than 100,000 people from over 100 countries have participated in Google's Online Marketing Challenge. It's an online course with modules covering introductory digital marketing, search engine marketing, search advertising, display advertising, mobile, social, analytics, and video, making it one of the more comprehensive courses for beginners. However, it's also unique in that Google gives learners a $250 AdWords budget to use over a three-week period, to run an online advertising campaign for a business or not-for-profit. The most successful learners can even win prizes from Google.
Are you looking for a job you can do online? There are more opportunities than ever before for both freelance and permanent remote workers. Finding work at home employment isn't always easy because there are scams that you'll need to avoid, but if you dedicate the time to check out potential employers, you'll find many online employment opportunities in a variety of occupations and career fields.
How much will you make? I think my best month with Google AdSense was almost $5,000 over the last ten years. That amazing month blew my mind since it was actually near the beginning of my blogging journey. When you go from making zero to $5,000 in a month, that will rock your world. For me, it also got me even more excited because I knew there were other ways to monetize.
This website gives a general overview of legal plan coverage. The benefits and prices described are not available in all states and Canadian provinces. See specific details on terms, coverage, pricing, conditions and exclusions in the Personal Legal Plans section of this website. LegalShield provides access to legal services offered by a network of provider law firms to LegalShield members and their covered family members through membership based participation. Neither LegalShield nor its officers, employees or sales associates directly or indirectly provide legal services, representation or advice. Case studies are actual LegalShield member experiences. Names and identities have been changed for attorney-client privilege requirements. For statistics on actual earnings please review the Income Disclosure Statement here
Cafe Press: This website allows you to create digital designs that can then be sold on the platform. You'll earn a commission for everything that sells and you'll never have to deal with logistics like printing, warehousing and customer service. If you have some graphic design skills, then this is a great potential source for your web-based income. 
The best part about starting a blog is that it can lead to a sizeable income. It takes a lot of work and dedication, but it’s possible. There are a lot of bloggers who make five or six figures each month. Sounds pretty good, doesn’t it? To make this happen, you’ll need to understand how to reliably (and efficiently) monetize your blog. This article from DollarSprout has some great tips.

Research Pricing (And Set Fair Starting Prices): Before setting prices for each item, research your local Craigslist website and (if possible) nearby yard sales to get a sense of how to price them. Remember that many buyers will try to haggle – so set prices a bit higher than your bottom dollar, but not so high that you’ll scare off first bids. 10% to 15% is a good rule of thumb. Consider bunching low-value items, such as old CDs, into lots of five or 10, or offer x-for-$y deals.

Through these training sessions, this course offers a step-by-step guide to creating a successful website that generates business for you 24 hours a day, 7 days a week. From creating a great website, to driving traffic and converting that traffic, the Launch2Success Internet Marketing Training Program covers the basics every internet marketer must know for their business to take flight.
I have been really disappointed with the survey gig. They underestimate the time they take to complete by like a third and often I find myself spending 10 minutes in what seems like a survey only to find out it’s a pre-survey qualifier, where it feels like I’m giving them so much personal information that I ought to be paid, but at the end of it I’m told I don’t qualify but the award like the equivalent of a penny or two to thank you for your time.
Consider your expertise. If you take the time to reflect on your experiences, you will realize that you have more knowledge about which to write than you might think. Begin by listing three assets that define you, such as your profession, a special hobby or a personality trait. Next, list three things that inspire you, such as religion, education or charity. Finally, list three of your dreams, such as getting married, traveling or spending more time with your children. These three lists should give you many ideas of topics about which you can write.[13]
5. Fiverr – Fiverr is a great place to make a few bucks or spend a few bucks if you need some of the services people offer. Basically, everything is $5. You either pay $5 or charge $5. They call them “gigs.” You can offer your services however you choose. If you sell art and you’re fine selling pieces for $5 each, that’s a gig. If you’re a graphic designer and you want to offer your services for $10/hour, simply offer a 30 minute gig. If they need two hours of graphic design, they pay you $20, or $10/hour by buying four gigs.
Hostgator is one of the best all-around hosting companies for new bloggers in terms of performance and cost. They also have a great infrastructure to accommodate your blog as it grows, which is important. At some point you may need to upgrade beyond what Hostgator can offer, but there is no need for that level of investment when you are starting out.
Considering that you have a finite amount of time, passive income should make up a large part of your work. If you're serious about generating any semblance of income online, then passive income should be one of your sole goals and ambitions. Why? Wouldn't you prefer to do the work one time and get paid repeatedly as opposed to relying on your time to generate that income? Invest the time at the front-end so that you can reap the benefits on the back-end. This means putting in a bit of sweat equity and not getting paid today. Rather, you'll get paid somewhere down the road. And you'll continue getting paid whether you keep building that passive income stream or you stop. 
2. InboxDollars – InboxDollars is similar to Swagbucks, since you’re going to be taking surveys, shopping, etc., so if you want to maximize your return, sign up with both websites. They also offer a search engine that pays you (like Swagbucks) and you get $5 just for signing up.  I won’t continue to list survey sites one after another down the list, but if you want to get paid to take surveys, also check out GlobalTestMarket, E-Poll Surveys and Survey Club.

Your Idea. It’s not enough to say that you’re going to offer an exercise classes. The people considering your classes will want to know exactly what they are going to get for their money, and it will be up to you to explain it concisely and effectively. Understand that you’re basically giving a sales pitch to potential attendees. You’ll have to really narrow down your topic.
These endeavors aren’t without traps and challenges, though, so before we take a look at some legitimate ways to make money from your home, let’s review a few things that you should avoid. Unfortunately, if you want to earn an honest living from home, you’re also a common target of scammers, especially in these economically tough times. But if you keep these simple rules in mind, you won’t become a victim of one of the many work from home scams.

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Your Deals. In addition to establishing a per-class price, also offer packages to entice people to sign up for more than one class. For example, if you intend to host classes on making soap, offer the classes individually, as well as in a group. Someone could take a class learning how to use fresh flowers in homemade soap, or they could buy a bundle that teaches them how to use those, fresh herbs, and plastic toys for kid’s soap. However you decide to price your classes, remember that the buyer will want to feel like they’re getting a lot for their money. If you can provide that in a fun atmosphere, they’ll likely be back time and time again – and they’ll bring friends.
User-friendly App: Decluttr is a mobile-ready platform made for selling on the go. The mobile app is a great help when you’re hunched over miscellaneous boxes in your dank basement or sweltering attic. You can use the app to scan in your items directly and utilize Decluttr’s “valuation engine” to quickly and easily see exactly how much you can earn. Many popular online selling platforms, including eBay and Amazon, are designed first and foremost with desktop and laptop users in mind.
Work Space. When acting as a consultant, the probability is high that clients will be visiting your home office. Therefore, you need to have a neat, professional home office that is welcoming to guests. Try to locate your work space in a quiet, even secluded, area of the house. A converted garage space with its own entrance works well, giving you a private space for work and adding to your credibility.
Amazon: Many people don’t realize that Amazon is a haven for third party sellers, including regular Joes and Janes cleaning out their attics and garages. If you plan to sell more than 40 items per month on Amazon, consider registering as a professional seller. You’ll need to pay a $39.99 monthly subscription fee, a referral fee that usually ranges from 6% to 20%,  and a $1.35-per-item closing fee for media items. You won’t pay the $0.99-per-item selling fee, however. Alternatively, register as an individual seller. The fee schedule is the same as for professionals, except you do have to pay the selling fee and don’t have to pay the subscription fee.

Pick Topics You Love, Create Checklists and Sell Them! We all use checklists from time to time. We make lists, we prepare and we plan. Checklists help us do that. But what if you could earn cash just by making these helpful checklists? Guess what, it’s a thing! People actually buy checklists all the time on sites like Etsy and Amazon. Maybe you’re one of them. I know I have bought checklists before — basically, content management checklists to help me keep on track with my blog. Sometimes these have been seasonal topic lists, some have been brainstorming cue lists… [Click to Read More…]
Ever since the idea of online auctions came into existence, the online selling market has been on the rise. Many are interested, but don’t know how to get started. There are still all kinds of ways to make money by selling online, whether you’re selling what you already have or buying and selling like a store. Before we get started, here are a few general tips when selling anything online:
The best part is that people who use bed and breakfasts are more likely to pay more for the experience. The challenge is that there’s a lot of competition in this field, so if you think earning money this way is right for you, you’ll have to set up your home in a way that makes for a memorable experience for guests. Here’s a checklist to get you started:
Become a Virtual Assistant. You can make money from home by being an assistant who works for one or more people over the internet. Your job will entail tasks that regular personal or corporate assistants do at an office. Quite a number of employers hire part time assistants to do errands such as typing documents, taking calls, and sending out marketing emails to clients. If you want to be a full time assistant, then you can take more than one client.[3]

Rakuten: With over 2,500 stores to choose from, Rakuten (formerly known as Ebates) is a leader in the cash back industry. To date, Rakuten has paid its members over $1 billion in cash back. You can shop directly through Rakuten by visiting the website and choosing your store, or you can install the browser extension in your browser. Read DollarSprout’s Rakuten review here.


After I was grown, I started working for an SEO company. The work was enjoyable, but I didn’t like having a set schedule each day. However, the tools and skills I learned on the job have been invaluable. I learned that I loved working online, from anywhere, and that the IM world held tremendous potential. While I was working for the company, I started building websites and making some money with AdSense. I began offering my SEO services (which I still do) and I picked up random online jobs. To make a long story (sort of) short, I learned as I went, and I built up my income until I was able to quit my job at the SEO company. There's just no better feeling than working for yourself!


Are you an artist, designer, illustrator or doodler? Are you working with a brand that has a strong visual identity? Do you simply have ideas for clever imagery or witty words? All you need is an image file with decent resolution, and you can easily make your creation available for purchase on the internet as a t-shirt, tote bag, mug, iPhone case or whatever else you can think of. CafePress is a great site that’ll handle the printing, processing and shipping on your behalf, but there are plenty of others that have good reputations too, including MySoti, Printfection and Zazzle.
Get samples. When you first start out as a freelance writer, it can be hard to get work without any published samples. However, it is possible to get quality samples if you are willing to do some writing for free. First, you can publish content on your own blog or website. Also, you can write guest posts for someone else’s blog. Finally, you can write blog posts for free in exchange for a byline.[20]
There are many ways to get people onto your list. Lead magnets are one such resource. For example, you can build ebooks, checklists and cheat sheets. But you can also do content upgrades, such as PDF versions of an article with added resources in them, four-part video training series, and more. Think about your audience and what you can offer them to better serve them, then treat them with some respect and you'll eventually reap the rewards.
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